| These are some steps when you buy a house |
GET PRE-APPROVAL FOR MORTGAGE
If you want to have mortgage, you better have pre-approval from mortgage
company. Morgage limit depends on your credit history, your income, and
so on. But at first, you can consider how much you would like to pay monthly,
and how much down payment you want to put down. You can calculate your
mortgage HERE. Or, do not hesitate to contact me.
TIME FRAME
It will take a few months even after you find the home you like. So, it
is better to start looking houses 3-4 month before you would like to move.
AREA PREFERENCE
It is better to decide which area you would like to live. Otherwise, you
have to look all over the area, and waste your time. 3 most important things
for real estate is 1.LOCATION, 2.LOCATION, 3.LOCATION. You can fix houses,
however you can not move a house.......
HOME SEARCH
You can start looking for the houses. The easiest way is to check Sunday
Open houses from newspaper. Or, you can contact me to join the housetour.
MAKING AN OFFER
When you find the house you like, you will make an offer, They are a lot
of paperworks, you need mortgage pre-approval letter and deposit to show
you are the serious buyers.
EXECUTION OF THE CONTRACT
If the sellers agree what you offered, you will have the contract. You
still have a lot of process to go, such as inspections and mortgage approval,
however, this is the very important step to own your dream home.
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